Personal Finance

Scope & Sequence with Essential Learnings

Semester 1 

 

Unit 2 Business  

Unit 2: Performance Assessments 

  • Describe and compute supply and demand 
  • Describe and compute break-even points 
  • Write and graph revenue and expense functions 
  • Create a profit equation 
  • Determine maximum profit 
  • Describe fixed and variable expenses 
  • Compute linear regression  
  • Unit exam  

Unit 2: Leadership Alignment  

  • Create a Business Project 

 

Unit 3 Banking 

Unit 3: Performance Assessments 

  • Reconcile a checking account with a bank statement 
  • Compute simple interest 
  • Compute future value of investments 
  • Unit exam 

Unit 3: Leadership Alignment  

  • Banking Presentation 
  • Checkbook Balance Activity (if in school building) 

 

Unit 4 Consumer Credit 

Unit 4: Performance Assessments 

  • Compute monthly payments 
  • Compute finance charges 
  • Determine monthly payments from a table 
  • Describe basic credit cards 
  • Compute average daily balance  
  • Unit exam 

Unit 4: Leadership Alignment  

  • Pay off your credit card debt project 
  • Credit Card comparison activity 

 

Unit 5 Automobile Ownership  

Unit 5: Performance Assessments 

  • Describe various types of auto insurance 
  • Compute insurance costs 
  • Compute depreciation 
  • Unit exam 

Unit 5: Leadership Alignment  

  • Buying a Car Project 

 

Unit 6 Employment  

Unit 6: Performance Assessments 

  • Compute monthly salary 
  • Compute percentage-based pay 
  • Compute the value of employee benefits 
  • Compute payroll deductions 
  • Unit exam 

Unit 6: Leadership Alignment  

  • Employment Benefits and Paychecks Project 

 

 

Semester 2 

 

Unit 1 Stocks 

Unit 1: Performance Assessments 

  • Describe the basic function of stocks 
  • Compute dividends, interest, and yield 
  • Compute gains and losses 
  • Use technology to model financial data  
  • Unit exam 

Unit 1: Leadership Alignment  

  • Student Stock Market Project - Investopedia 

 

Unit 7 Taxes 

Unit 7: Performance Assessments 

  • Compute taxes using tax tables 
  • Interpret income tax charts and graphs. 
  • Complete tax forms 
  • Interpret and use the information on income statements 
  • Describe the difference between a tax credit and a tax deduction 
  • Unit exam  

Unit 7: Leadership Alignment  

  • Taxes Project 

 

Unit 8 Housing 

Unit 8: Performance Assessments 

  • Calculate monthly rent 
  • Describe lease signing costs 
  • Compute the monthly cost of owning a home 
  • Calculate closing costs 
  • Amortization Table Project 
  • Unit exam 

Unit 8: Leadership Alignment  

  • Apartment Hunt Project 
  • Buying a house investigation Project 

Unit 9: Performance Assessments 

  • Compute the future value of investments 
  • Calculate retirement contributions 
  • Describe the benefits paid by Social Security 
  • Unit exam 

 

Unit 9 Retirement

Unit 9: Leadership Alignment  

  • Preparing for Retirement Project 

 

Unit 10 Budgeting

Unit 10: Performance Assessments 

  • Create a budget 
  • Determine cash flow 
  • Unit exam  

Unit 10: Leadership Alignment  

  • Budget App Project 
  • Budgeting Simulation Project